John Labunski Financial

Private Pension is Security for the Future

Private retirement plans can save you money and give you financial peace of mind for the future. Private income works as the equivalent of INSS income and the amount invested over the years has a higher income. PGBL, VGBL, Multi-sponsored or Self Fund, we always have the perfect solution for your business!

Private Pension is Fully Flexible

For a company to undertake a career in retirement, it must consider several elements and, among others, if they are involved in the cost of the plan. Many simulators are designed to provide in-depth analysis of the financial impact of a business and its employees. To deliver these benefits, we develop a plan based on your business needs and budget, with each insurer's approval.

Private Pension for Children

Create a retirement plan for your child. Saving from an early age is a guarantee that you can afford to pay for exchanges in college and around the world. Or you can continue to pay pensions for your children to use when they are older. Think about it now when you were young and pay at 55 or 60. Good luck in the meantime. Your business plan is easy to include, including family members and residents.


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The Free Public Service program (PGBL) allows taxpayers to complete a tax return. The tax rate is based on cost and investment and contributions are deducted up to 12% of gross annual income.


Life Free Benefit Generator(VBGL) is recommended for those who demand easy recovery and are taxed on refunds and profits only.


John Labunski Financial will be your partner in planning, overseeing monthly retirement operations and overseeing the business.


John Labunski has a pension plan business. We identify the best financial and tax solutions for companies and their employees. And we look for options based on each employee's risk profile.

Financial Health

It is an operation by which the investor or manager of a company increases its potential for profitability or profit from a value greater than what it actually has available. Normally, this procedure is done on the basis of a credit operation.