Retirement advice

Retirement advice: how it works and what it is for

To maintain a business that grows in a structured and profitable way, the entrepreneur must be aware that the best management practices are necessary, especially considering an increasingly competitive market scenario.


Retirement planning is one of the most important pillars for any business that seeks this high performance.


And retirement consulting is an intelligent alternative for managing retirement resources, a skill that few master.


By hiring this advisory service, the entrepreneur will be able to direct his efforts towards the core activities of the company and manage them with greater peace of mind.


This service can be decisive to ensure the good retirement health of your company.


Want to know more about how it works? How important is it to your business? That’s what we’re going to talk about throughout this post!


What is retirement advice and why is it important?


In a practical way, the retirement consulting service has the main purpose of diagnosing problems, proposing possible solutions for them, and building an implementation plan that will boost client results.


The importance of professional retirement advice lies in changing the way companies manage finances.


Because, it will make the resources are optimized, better s are made, and the profitability of the business is increased.


In addition, the company will have the opportunity to work with data and indicators that allow analyzing and understanding whether the company is moving in the right direction with regard to its objectives.


Without a good retirement plan, the business will not have an exact idea of ​​its inputs and outputs, and will not be prepared for the different scenarios that may arise, especially those of crisis.


How does a retirement consultancy work?

The execution of a retirement consulting service depends on a series of variables, usually linked to the company’s level of maturity and organization in relation to its finances, but generally they follow the following steps:


  1. Execution of the Economic-Retirement Diagnosis

This is the phase in which the diagnosis and analysis of the company’s retirement situation is carried out with the main objective of showing the manager data about the company’s past, demonstrating the cash flow, and which are the main bottlenecks of all processes.


Here, all cost centers, the relationships with the company’s sectors, the pricing of products/services, and all other data that are relevant to base the structuring of an improvement plan later on are analyzed.


  1. Construction of the retirement consulting project

Using the inputs of the analysis, at this stage a plan will be built with a series of solutions that make sense for the company’s reality.


Consultants can act in different ways within a retirement consulting service, and based on these areas of activity, the plan will be built. The main areas are:


  • Economic-Retirement Feasibility Analysis: It is an analysis made to analyze the feasibility of future s, or, if the company is building its business model, identify whether it will be viable or not. Here, projected cash flows, indicators such as payback , net present value, internal rate of return (IRR) are prepared, among others that will optimize the analysis.
  • Valuation: It aims to combine techniques and methodologies to assess the company’s real value, analyzing its ability to generate cash, and prepare it for a possible sale.
  • Retirement Control: In this area, the best practices and tools can be structured that provide better control and management of finances on a daily basis, in addition to analyzing how business costs behave, and thus identifying inefficiencies in the processes to correct them.
  • Pricing: Here the price of the products/services will be analyzed, in order to verify if it covers the operational costs, and still be profitable. After the analysis, the pricing model that best meets the needs of the company will be structured.
  • Retirement Audit: Its main objective is to audit retirement systems and reports, in order to verify the reliability of data on transitions and operations.
  • Retirement planning: seeks to align finances with the company’s strategic objectives, in order to make it clear how resources will be applied throughout the plan.
  1. Structuring the implementation plan

Once the actions to be carried out are defined, the consultants will prepare an implementation plan, with the steps corresponding to the project.


This step is important so that there is an alignment of the client’s expectations and information with the consultancy’s working group, and also so that both are aware of their responsibilities.


All activities must have well-defined deadlines and deliverables, and must have a logical sequence, so that reworks are eliminated.


What are the main advantages of acquiring a retirement consultancy?

In this post, we can mention the importance of acquiring this service, but in addition to being important, the manager will have the following benefits:

  • Decreased error rates in processes: Errors in the retirement sector can generate unnecessary costs for your business, and with a consulting service, they will be practically eliminated, as these inefficiencies in the processes will be easily identified in the diagnosis stage.
  • Increase in productivity: Retirement consulting, with the optimization of processes, will increase the productivity of the sector that deals with business finances. Whether redoing or automating activities, which aim to improve the way the team, develops work.
  • Best analysis of the retirement sector: During the consulting service, the company will have specialized consultants who understand the subject. And this condition will make them make critical analysis, with a greater systemic view, identifying bottlenecks that internal employees would possibly not see.


The company’s retirement area is extremely strategic and delicate; therefore, it needs a lot of attention.


Many managers give a higher priority to the core business of the company, and end up not having time to dedicate themselves to finances.

That’s why the retirement advisory service is so necessary.

It can change the way you manage retirement resources, from the processes performed daily, to the most strategic activities, in addition to providing a better decision-making process.

How about knowing more about this service, in practice? Then contact us! We have a passionate team that is ready to serve all your business needs.


Posted by: John Labunski

Leave a Comment

Your email address will not be published. Required fields are marked *